Job Description

Mortgage Loan Originator (Real Estate)
Louisville, KY, United States of America
$20.78 - $25.97

Overview

We are a 2024 Louisville Business First Best Places to Work award recipient!!


Responsible for assisting members with their mortgage lending needs and seeking new real estate loan opportunities in the marketplace.  Efficiently assist members through the application process including preparing loans for closing.  Build member relationships through actively cross-selling other credit union products and services based on their financial needs.  Maintain knowledge of credit union’s policies and procedures, in addition to all residential mortgage lending rules and regulations.  

Job Skills / Requirements

  • Interview applicants to discuss their mortgage needs and advise them of available options. Process mortgage loan applications, prepare loan documents, obtain all necessary supporting documents, and submit to underwriting for approval. Manage loan originations in the pipeline to ensure they are being handled expediently.  Schedule appointments for loan closing and final distribution of loan proceeds.
  • Make sales calls to existing and potential members to retain current business and seek new loan opportunities.  Develop relationships with real estate agents, vendors, attorneys, etc. to create new business interests for the real estate department. 
  • Work directly with branch personnel offering assistance and guidance on real estate loan matters as needed.
Experience: Two years of similar or related experience in residential mortgage lending. 

Education: A two-year college degree or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors, or job specific skills acquired through an apprenticeship program. 

Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.  Work involves extensive personal contact with others and is usually of a personal or sensitive nature.  Position requires working cooperatively with all levels of employees and management.  Work may involve motivating or influencing others.  Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.  Must be able to organize and prioritize work assignments, work independently, and cooperate as a team member.  

Other Qualifications:
Ability to obtain a unique NMLS identifier number. 
Valid state drivers license and reliable transportation for making outside sales calls. 

Additional Information / Benefits

  • 120 hours PTO in first year of employment
  • 13 Paid Holidays
  • Paid Volunteer Time
  • Tuition Reimbursement
  • Clothing Allowance
  • Free Parking
  • Monthly & Annual Incentives
  • Medical Insurance as low as $2 per month
  • Free Dental & Vision Insurance
  • Free Life Insurance, Short & Long Term Disability, Accidental Death & Dismemberment
  • 401(k) with employer match

Benefits: Medical Insurance, Life Insurance, Dental Insurance, Vision Insurance, Paid Holidays, Short Term Disability, Long Term Disability, 401K/403b Plan, Educational Assistance, Special Incentive Plans, 401K and Paid Time Off (PTO)

This job reports to the Mortgage Lending Manager

This is a Full-Time position 1st Shift.

Relocation is not provided and travel is not required